Insurance Programs

School Property & Liability Insurance Program

As an official of what may be the largest business in your community, you want to be sure the decisions you make result in the best expenditure of school dollars.

ISBA's insurance program through Moreton & Company is based on actual Idaho claims, not national claims. Since its inception, Idaho schools have received over $4 million in dividends.  These monies are returned to the districts and ultimately enhance your budget. 

ISBA Insurance Plan Advantages

1.  STRENGTH AND SECURITY

• 20+ years of experience as part of the ISBA team
• Strong insurance companies rated A (Excellent) by AM Best
• Proven ability to handle catastrophic claims
• WeTip 24/7 anonymous hotline program

2. SUPERIOR COVERAGE

• Broad property coverage
• General liability limits apply separately by location
• Separate limits for Abuse and Molestation
• Borrowed buses covered as owned autos

3. STABLE COMPETITIVE PRICE

• Safety Credit Plan
• Rates based upon the individual member's loss experience
• Safety Group Dividends

4. OUTSTANDING SERVICE BY SCHOOL SPECALISTS

• Risk Management Training
• Dedicated school claims adjusters
• Knowledgeable legal defense
• 20 years serving over 90% of Idaho schools

For more information about the ISBA Insurance plan please contact Allan Ranstrom at Moreton & Company (800) 341-6789 or by email by selecting this link:  Allan Ranstrom.